NAVIGATE FINANCIAL LLC

CRD 325945File 801-128078

APPROVED

Retail clients

Filing as of Jan 30, 2026

Feed vintage Aug 17, 2026

Regulatory AUM

$337.9M

Below cohort median (national)

Discretionary AUM

$79.6M

Non-discretionary $258.3M

Clients

161

278 accounts

Employees

Below cohort median in UT

Identity & registration

ADV Item 1

Organization form: Limited Liability Company
Firm type: Registered
SEC region: DRO
Registration date: Jun 1, 2023
Principal office: 999 E. MURRAY HOLLADAY RD, SUITE 202, SALT LAKE CITY, UT, 84117
Phone: 801-905-1644
Website: https://www.instagram.com/navigatefinancial/

Assets & accounts

ADV Item 5F

Total regulatory AUM: $337.9M
Discretionary AUM: $79.6M
Non-discretionary AUM: $258.3M
Discretionary accounts: 256
Non-discretionary accounts: 22
Total accounts: 278
AUM per client: $2.1M

Clients by type

ADV Item 5D

Client type	Clients	AUM
Other	2	$1.4M
High net worth individuals	6	$9.5M
Pension and profit sharing plans	38	$286.5M
Individuals (other than high net worth individuals)	115	$40.5M

Compensation & activities

ADV Items 5E, 5G

Compensation

Fixed fees
Hourly charges
Subscription fees
A percentage of assets under your management

Advisory activities

Other
Financial planning services
Portfolio management for other
Portfolio management for businesses
Portfolio management for individuals and/or small businesses

Custody

ADV Item 9

Firm Custody Cash: No
Firm Custody Assets: No
Firm Custody Clients: No
Firm Custody Securities: No
Related Person Custody Cash: No
Related Person Custody Assets: No
Related Person Custody Clients: No
Related Person Custody Securities: No

Disclosure events

ADV Item 11

This firm answered no to every Item 11 disclosure question in this filing.

Filed changes

Date	Field	From	To
Aug 12, 2026	Registration	—	APPROVED

Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.