GREAT WATERS FINANCIAL

Legal name: GREAT WATERS WEALTH MANAGEMENT

CRD 308215File 801-123543

APPROVED

Retail clients

Custody

Filing as of Apr 7, 2026

Feed vintage Aug 17, 2026

Regulatory AUM

$1.24B

Above cohort median (national)

Discretionary AUM

$1.24B

Clients

1,627

6,141 accounts

Employees

Above cohort median in MN

Identity & registration

ADV Item 1

Organization form: Limited Liability Company
Firm type: Registered
SEC region: CHRO
Registration date: Mar 28, 2022
Principal office: 4100 LEXINGTON AVE N, SUITE 100, SHOREVIEW, MN, 55126
Phone: 612-360-2127
Website: https://www.youtube.com/guardianretirement

Assets & accounts

ADV Item 5F

Total regulatory AUM: $1.24B
Discretionary AUM: $1.24B
Non-discretionary AUM: $0
Discretionary accounts: 6,141
Non-discretionary accounts: 0
Total accounts: 6,141
AUM per client: $759K

Clients by type

ADV Item 5D

Client type	Clients	AUM
Other	Fewer than 5	$154K
Charitable organizations	Fewer than 5	$626K
High net worth individuals	383	$774.0M
Individuals (other than high net worth individuals)	1,244	$460.4M

Compensation & activities

ADV Items 5E, 5G

Compensation

Fixed fees
Hourly charges
A percentage of assets under your management

Advisory activities

Other
Financial planning services
Selection of other advisers
Portfolio management for businesses
Portfolio management for individuals and/or small businesses

Custody

ADV Item 9

Firm Custody Cash: Yes
Firm Custody Assets: No
Firm Custody Clients: No
Firm Custody Securities: Yes
Related Person Custody Cash: No
Related Person Custody Assets: No
Related Person Custody Clients: No
Related Person Custody Securities: No

Disclosure events

ADV Item 11

This firm answered no to every Item 11 disclosure question in this filing.

Filed changes

Date	Field	From	To
Aug 12, 2026	Registration	—	APPROVED

Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.