SECURE FINANCIAL MANAGEMENT

Legal name: KIRKWOOD FINANCIAL SERVICES LLC

CRD 169278File 801-120719

APPROVED

Retail clients

Filing as of Aug 18, 2026

Feed vintage Oct 1, 2026

Regulatory AUM

$399.8M

Below cohort median (national)

Discretionary AUM

$399.8M

Clients

584

928 accounts

Employees

Below cohort median in TX

Identity & registration

ADV Item 1

Organization form: Limited Liability Company
Firm type: Registered
SEC region: FWRO
Registration date: Apr 6, 2021
Principal office: 4630 DE ZAVALA RD, SAN ANTONIO, TX, 78249
Phone: 210-428-6250
Website: https://sfmplanning.com/

Assets & accounts

ADV Item 5F

Total regulatory AUM: $399.8M
Discretionary AUM: $399.8M
Non-discretionary AUM: $0
Discretionary accounts: 928
Non-discretionary accounts: 0
Total accounts: 928
AUM per client: $685K

Clients by type

ADV Item 5D

Client type	Clients	AUM
High net worth individuals	116	$203.3M
Individuals (other than high net worth individuals)	468	$196.5M

Compensation & activities

ADV Items 5E, 5G

Compensation

Fixed fees
A percentage of assets under your management

Advisory activities

Other advisory activities
Financial planning services
Portfolio management for individuals and/or small businesses

Custody

ADV Item 9

Firm Custody Cash: No
Firm Custody Assets: No
Firm Custody Clients: No
Firm Custody Securities: No
Related Person Custody Cash: No
Related Person Custody Assets: No
Related Person Custody Clients: No
Related Person Custody Securities: No

Disclosure events

ADV Item 11

This firm answered no to every Item 11 disclosure question in this filing.

Filed changes

Date	Field	From	To	Change
Apr 1, 2026	Employees	9	12	increased by3
Apr 1, 2026	Clients	503	584	increased by81
Apr 1, 2026	AUM	$313,694,939	$399,765,022	increased by$86,070,083
Apr 1, 2026	Accounts	621	928	increased by307
May 1, 2025 vs Oct 1, 2022	Employees	4	9	increased by5
May 1, 2025 vs Oct 1, 2022	Clients	226	503	increased by277
May 1, 2025 vs Oct 1, 2022	AUM	$164,398,425	$313,694,939	increased by$149,296,514
May 1, 2025 vs Oct 1, 2022	Accounts	310	621	increased by311
Apr 1, 2022	Employees	2	4	increased by2
Apr 1, 2022	Clients	123	226	increased by103
Apr 1, 2022	AUM	$110,901,830	$164,398,425	increased by$53,496,595
Apr 1, 2022	Accounts	232	310	increased by78
May 1, 2021	Registration	—	APPROVED

On Form 5500, an adviser usually appears as a plan service provider (Schedule C), not the plan sponsor.

See plans that list “SECURE FINANCIAL” as a service provider on 5500mcp →

Matched by name only — Form ADV and Form 5500 share no identifier, and names are searched loosely (“SECURE FINANCIAL” may also match similarly-named firms). Confirm identity against each filing.

Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.