← Directory
HARBOR INVESTMENT ADVISORY, LLC
CRD 151085File 801-70893
APPROVED
Retail clients
Custody
Filing as of Sep 1, 2026
Feed vintage Oct 1, 2026
Regulatory AUM
$6.87B
Top 25% of cohort (national)
Discretionary AUM
$3.65B
Non-discretionary $3.22B
Clients
3,540
3,540 accounts
Employees
35
Top 10% of cohort in MD
Identity & registration
ADV Item 1- Organization form
- Limited Liability Company
- Firm type
- Registered
- SEC region
- PLRO
- Registration date
- Jan 4, 2010
- Principal office
- 2330 W. JOPPA ROAD, SUITE 160, LUTHERVILLE, MD, 21093
- Phone
- 410-659-8900
- Website
- HTTP://WWW.HARBORLLC.COM
Assets & accounts
ADV Item 5F- Total regulatory AUM
- $6.87B
- Discretionary AUM
- $3.65B
- Non-discretionary AUM
- $3.22B
- Discretionary accounts
- 2,911
- Non-discretionary accounts
- 629
- Total accounts
- 3,540
- AUM per client
- $1.9M
Clients by type
ADV Item 5D| Client type | Clients | AUM |
|---|---|---|
| Other | 28 | $209.2M |
| Charitable organizations | 80 | $2.77B |
| High net worth individuals | 2,036 | $2.67B |
| Pension and profit sharing plans | 75 | $1.00B |
| Individuals (other than high net worth individuals) | 1,321 | $223.7M |
Compensation & activities
ADV Items 5E, 5GCompensation
- Fixed fees
- Hourly charges
- A percentage of assets under your management
Advisory activities
- Financial planning services
- Selection of other advisers
- Portfolio management for other
- Portfolio management for businesses
- Portfolio management for individuals and/or small businesses
Custody
ADV Item 9- Firm Custody Cash
- Yes
- Firm Custody Assets
- No
- Firm Custody Clients
- No
- Firm Custody Securities
- Yes
- Related Person Custody Cash
- No
- Related Person Custody Assets
- No
- Related Person Custody Clients
- No
- Related Person Custody Securities
- No
Disclosure events
ADV Item 11This firm answered no to every Item 11 disclosure question in this filing.
Filed changes
| Date | Field | From | To | Change |
|---|---|---|---|---|
| Apr 1, 2026 | Employees | 34 | 35 | increased by1 |
| Apr 1, 2026 | Clients | 3,326 | 3,540 | increased by214 |
| Apr 1, 2026 | AUM | $6,000,223,304 | $6,869,215,640 | increased by$868,992,336 |
| Apr 1, 2026 | Accounts | 3,326 | 3,540 | increased by214 |
| May 1, 2025 vs Oct 1, 2022 | Employees | 30 | 34 | increased by4 |
| May 1, 2025 vs Oct 1, 2022 | Clients | 2,833 | 3,326 | increased by493 |
| May 1, 2025 vs Oct 1, 2022 | AUM | $4,662,900,000 | $6,000,223,304 | increased by$1,337,323,304 |
| May 1, 2025 vs Oct 1, 2022 | Accounts | 2,833 | 3,326 | increased by493 |
| Apr 1, 2022 | Clients | 2,675 | 2,833 | increased by158 |
| Apr 1, 2022 | AUM | $3,701,000,000 | $4,662,900,000 | increased by$961,900,000 |
| Apr 1, 2022 | Accounts | 2,675 | 2,833 | increased by158 |
| Apr 1, 2021 | Registration | — | APPROVED |
On Form 5500, an adviser usually appears as a plan service provider (Schedule C), not the plan sponsor.
See plans that list “HARBOR INVESTMENT” as a service provider on 5500mcp →Matched by name only — Form ADV and Form 5500 share no identifier, and names are searched loosely (“HARBOR INVESTMENT” may also match similarly-named firms). Confirm identity against each filing.
Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.