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RETIREMENT MANAGEMENT SYSTEMS
Legal name: RETIREMENT MANAGEMENT SYSTEMS, INC.
CRD 150351File 801-70978
APPROVED
Retail clients
Custody
Filing as of May 18, 2026
Feed vintage Oct 1, 2026
Regulatory AUM
$1.89B
Top 25% of cohort (national)
Discretionary AUM
$1.89B
Clients
3,032
4,472 accounts
Employees
11
Top 25% of cohort in MD
Identity & registration
ADV Item 1- Organization form
- Corporation
- Firm type
- Registered
- SEC region
- PLRO
- Registration date
- Jan 19, 2010
- Principal office
- 41615 PARK AVENUE, SUITE 115, LEONARDTOWN, MD, 20650
- Phone
- 301-327-5312
- Website
- http://www.manage401K.com
Assets & accounts
ADV Item 5F- Total regulatory AUM
- $1.89B
- Discretionary AUM
- $1.89B
- Non-discretionary AUM
- $0
- Discretionary accounts
- 4,472
- Non-discretionary accounts
- 0
- Total accounts
- 4,472
- AUM per client
- $622K
Clients by type
ADV Item 5D| Client type | Clients | AUM |
|---|---|---|
| High net worth individuals | 553 | $918.4M |
| Individuals (other than high net worth individuals) | 2,479 | $968.4M |
Compensation & activities
ADV Items 5E, 5GCompensation
- Fixed fees
- Hourly charges
- A percentage of assets under your management
Advisory activities
- Other
- Other advisory activities
- Financial planning services
- Portfolio management for other
- Portfolio management for individuals and/or small businesses
Custody
ADV Item 9- Firm Custody Cash
- No
- Firm Custody Assets
- No
- Firm Custody Clients
- No
- Firm Custody Securities
- Yes
- Related Person Custody Cash
- Yes
- Related Person Custody Assets
- No
- Related Person Custody Clients
- No
- Related Person Custody Securities
- No
Disclosure events
ADV Item 11This firm answered no to every Item 11 disclosure question in this filing.
Filed changes
| Date | Field | From | To | Change |
|---|---|---|---|---|
| Mar 1, 2026 | Clients | 3,011 | 3,032 | increased by21 |
| Mar 1, 2026 | AUM | $1,663,422,905 | $1,886,716,918 | increased by$223,294,013 |
| Mar 1, 2026 | Accounts | 4,142 | 4,472 | increased by330 |
| May 1, 2025 vs Oct 1, 2022 | Employees | 8 | 11 | increased by3 |
| May 1, 2025 vs Oct 1, 2022 | Clients | 2,858 | 3,011 | increased by153 |
| May 1, 2025 vs Oct 1, 2022 | AUM | $1,612,679,618 | $1,663,422,905 | increased by$50,743,287 |
| May 1, 2025 vs Oct 1, 2022 | Accounts | 3,535 | 4,142 | increased by607 |
| Mar 1, 2022 | Clients | 2,613 | 2,858 | increased by245 |
| Mar 1, 2022 | AUM | $1,370,621,789 | $1,612,679,618 | increased by$242,057,829 |
| Mar 1, 2022 | Accounts | 3,013 | 3,535 | increased by522 |
| Apr 1, 2021 | Registration | — | APPROVED |
On Form 5500, an adviser usually appears as a plan service provider (Schedule C), not the plan sponsor.
See plans that list “RETIREMENT MANAGEMENT” as a service provider on 5500mcp →Matched by name only — Form ADV and Form 5500 share no identifier, and names are searched loosely (“RETIREMENT MANAGEMENT” may also match similarly-named firms). Confirm identity against each filing.
Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.