BETTERMENT

Legal name: BETTERMENT LLC

CRD 149117File 801-70171

APPROVED

Retail clients

Custody

Disclosure events

Filing as of Jul 31, 2026

Feed vintage Aug 17, 2026

Regulatory AUM

$69.52B

Top 10% of cohort (national)

Discretionary AUM

$69.40B

Non-discretionary $123.2M

Clients

1,022,488

1,344,483 accounts

Employees

794

Top 10% of cohort in NY

Identity & registration

ADV Item 1

Organization form: Limited Liability Company
Firm type: Registered
SEC region: NYRO
Registration date: May 21, 2009
Principal office: 450 WEST 33RD STREET, FLOOR 11, NEW YORK, NY, 10001
Phone: 212-228-1328
Website: https://www.betterment.com/advisors

Assets & accounts

ADV Item 5F

Total regulatory AUM: $69.52B
Discretionary AUM: $69.40B
Non-discretionary AUM: $123.2M
Discretionary accounts: 1,334,211
Non-discretionary accounts: 10,272
Total accounts: 1,344,483
AUM per client: $68K

Clients by type

ADV Item 5D

Client type	Clients	AUM
Other	806	$347.6M
Charitable organizations	11	$1.3M
High net worth individuals	24,685	$17.12B
Pension and profit sharing plans	4,792	$5.43B
Individuals (other than high net worth individuals)	992,194	$46.63B

Compensation & activities

ADV Items 5E, 5G

Compensation

A percentage of assets under your management

Advisory activities

Other
Financial planning services
Portfolio management for other
Portfolio management for individuals and/or small businesses

Custody

ADV Item 9

Firm Custody Cash: Yes
Firm Custody Assets: Yes
Firm Custody Clients: Yes
Firm Custody Securities: Yes
Related Person Custody Cash: No
Related Person Custody Assets: Yes
Related Person Custody Clients: Yes
Related Person Custody Securities: No

Disclosure events

ADV Item 11

Q11
Q11C1
Q11C2
Q11C4
Q11C5

Filed changes

Date	Field	From	To
Aug 12, 2026	Registration	—	APPROVED

Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.