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W.A. SMITH FINANCIAL GROUP
Legal name: GREAT LAKES RETIREMENT, INC.
CRD 146608File 801-110042
APPROVED
Retail clients
Custody
Filing as of Sep 18, 2026
Feed vintage Oct 1, 2026
Regulatory AUM
$1.16B
Above cohort median (national)
Discretionary AUM
$1.08B
Non-discretionary $81.4M
Clients
1,669
7,044 accounts
Employees
27
Above cohort median in OH
Identity & registration
ADV Item 1- Organization form
- Corporation
- Firm type
- Registered
- SEC region
- CHRO
- Registration date
- Feb 27, 2017
- Principal office
- 4604 TIMBER COMMONS DRIVE, SANDUSKY, OH, 44870
- Phone
- 419-626-8600
Assets & accounts
ADV Item 5F- Total regulatory AUM
- $1.16B
- Discretionary AUM
- $1.08B
- Non-discretionary AUM
- $81.4M
- Discretionary accounts
- 5,823
- Non-discretionary accounts
- 1,221
- Total accounts
- 7,044
- AUM per client
- $697K
Clients by type
ADV Item 5D| Client type | Clients | AUM |
|---|---|---|
| High net worth individuals | 336 | $671.7M |
| Pension and profit sharing plans | Fewer than 5 | $1.6M |
| Individuals (other than high net worth individuals) | 1,329 | $490.4M |
Compensation & activities
ADV Items 5E, 5GCompensation
- Fixed fees
- A percentage of assets under your management
Advisory activities
- Other
- Financial planning services
- Selection of other advisers
- Portfolio management for other
- Portfolio management for individuals and/or small businesses
Custody
ADV Item 9- Firm Custody Cash
- Yes
- Firm Custody Assets
- No
- Firm Custody Clients
- No
- Firm Custody Securities
- No
- Related Person Custody Cash
- Yes
- Related Person Custody Assets
- No
- Related Person Custody Clients
- No
- Related Person Custody Securities
- No
Disclosure events
ADV Item 11This firm answered no to every Item 11 disclosure question in this filing.
Filed changes
| Date | Field | From | To | Change |
|---|---|---|---|---|
| Apr 1, 2026 | Employees | 25 | 27 | increased by2 |
| Apr 1, 2026 | Clients | 1,572 | 1,669 | increased by97 |
| Apr 1, 2026 | AUM | $962,640,394 | $1,163,783,212 | increased by$201,142,818 |
| Apr 1, 2026 | Accounts | 6,582 | 7,044 | increased by462 |
| May 1, 2025 vs Oct 1, 2022 | Employees | 10 | 25 | increased by15 |
| May 1, 2025 vs Oct 1, 2022 | Custody | No | Yes | |
| May 1, 2025 vs Oct 1, 2022 | Clients | 1,384 | 1,572 | increased by188 |
| May 1, 2025 vs Oct 1, 2022 | AUM | $691,513,930 | $962,640,394 | increased by$271,126,464 |
| May 1, 2025 vs Oct 1, 2022 | Accounts | 5,706 | 6,582 | increased by876 |
| Apr 1, 2022 | Employees | 7 | 10 | increased by3 |
| Apr 1, 2022 | Clients | 1,314 | 1,384 | increased by70 |
| Apr 1, 2022 | AUM | $541,770,025 | $691,513,930 | increased by$149,743,905 |
| Apr 1, 2022 | Accounts | 5,093 | 5,706 | increased by613 |
| Apr 1, 2021 | Registration | — | APPROVED |
On Form 5500, an adviser usually appears as a plan service provider (Schedule C), not the plan sponsor.
See plans that list “SMITH FINANCIAL” as a service provider on 5500mcp →Matched by name only — Form ADV and Form 5500 share no identifier, and names are searched loosely (“SMITH FINANCIAL” may also match similarly-named firms). Confirm identity against each filing.
Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.