W.A. SMITH FINANCIAL GROUP

Legal name: GREAT LAKES RETIREMENT, INC.

CRD 146608File 801-110042

APPROVED

Retail clients

Custody

Filing as of Mar 31, 2026

Feed vintage Aug 17, 2026

Regulatory AUM

$1.16B

Above cohort median (national)

Discretionary AUM

$1.08B

Non-discretionary $81.4M

Clients

1,669

7,044 accounts

Employees

Above cohort median in OH

Identity & registration

ADV Item 1

Organization form: Corporation
Firm type: Registered
SEC region: CHRO
Registration date: Feb 27, 2017
Principal office: 4604 TIMBER COMMONS DRIVE, SANDUSKY, OH, 44870
Phone: 419-626-8600
Website: HTTP://www.wasmithfinancial.com

Assets & accounts

ADV Item 5F

Total regulatory AUM: $1.16B
Discretionary AUM: $1.08B
Non-discretionary AUM: $81.4M
Discretionary accounts: 5,823
Non-discretionary accounts: 1,221
Total accounts: 7,044
AUM per client: $697K

Clients by type

ADV Item 5D

Client type	Clients	AUM
High net worth individuals	336	$671.7M
Pension and profit sharing plans	Fewer than 5	$1.6M
Individuals (other than high net worth individuals)	1,329	$490.4M

Compensation & activities

ADV Items 5E, 5G

Compensation

Fixed fees
A percentage of assets under your management

Advisory activities

Other
Financial planning services
Selection of other advisers
Portfolio management for other
Portfolio management for individuals and/or small businesses

Custody

ADV Item 9

Firm Custody Cash: Yes
Firm Custody Assets: No
Firm Custody Clients: No
Firm Custody Securities: No
Related Person Custody Cash: Yes
Related Person Custody Assets: No
Related Person Custody Clients: No
Related Person Custody Securities: No

Disclosure events

ADV Item 11

This firm answered no to every Item 11 disclosure question in this filing.

Filed changes

Date	Field	From	To
Aug 12, 2026	Registration	—	APPROVED

Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.