OPTIMAL CAPITAL ADVISORS, LLC

CRD 144719File 801-68219

APPROVED

Retail clients

Custody

Filing as of Mar 23, 2026

Feed vintage Aug 17, 2026

Regulatory AUM

$119.9M

Bottom 25% of cohort (national)

Discretionary AUM

$119.9M

Clients

131

223 accounts

Employees

Bottom 25% of cohort in MI

Identity & registration

ADV Item 1

Organization form: Limited Liability Company
Firm type: Registered
SEC region: CHRO
Registration date: Aug 20, 2007
Principal office: 12935 SW BAYSHORE DR, SUITE 305, TRAVERSE CITY, MI, 49684
Phone: 231-933-4677
Website: HTTPS://WWW.LINKEDIN.COM/COMPANY/OPTIMAL-CAPITAL/

Assets & accounts

ADV Item 5F

Total regulatory AUM: $119.9M
Discretionary AUM: $119.9M
Non-discretionary AUM: $0
Discretionary accounts: 223
Non-discretionary accounts: 0
Total accounts: 223
AUM per client: $916K

Clients by type

ADV Item 5D

Client type	Clients	AUM
Charitable organizations	Fewer than 5	$5.3M
High net worth individuals	25	$92.8M
Pension and profit sharing plans	Fewer than 5	$342K
Individuals (other than high net worth individuals)	102	$21.5M

Compensation & activities

ADV Items 5E, 5G

Compensation

Fixed fees
Hourly charges
Performance-based fees
A percentage of assets under your management

Advisory activities

Financial planning services
Selection of other advisers
Portfolio management for individuals and/or small businesses

Custody

ADV Item 9

Firm Custody Cash: No
Firm Custody Assets: Yes
Firm Custody Clients: Yes
Firm Custody Securities: No
Related Person Custody Cash: Yes
Related Person Custody Assets: No
Related Person Custody Clients: No
Related Person Custody Securities: No

Disclosure events

ADV Item 11

This firm answered no to every Item 11 disclosure question in this filing.

Filed changes

Date	Field	From	To
Aug 12, 2026	Registration	—	APPROVED

Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.