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OPTIMAL CAPITAL ADVISORS, LLC
CRD 144719File 801-68219
APPROVED
Retail clients
Custody
Filing as of Mar 23, 2026
Feed vintage Oct 1, 2026
Regulatory AUM
$119.9M
Bottom 25% of cohort (national)
Discretionary AUM
$119.9M
Clients
131
223 accounts
Employees
2
Bottom 25% of cohort in MI
Identity & registration
ADV Item 1- Organization form
- Limited Liability Company
- Firm type
- Registered
- SEC region
- CHRO
- Registration date
- Aug 20, 2007
- Principal office
- 12935 SW BAYSHORE DR, SUITE 305, TRAVERSE CITY, MI, 49684
- Phone
- 231-933-4677
Assets & accounts
ADV Item 5F- Total regulatory AUM
- $119.9M
- Discretionary AUM
- $119.9M
- Non-discretionary AUM
- $0
- Discretionary accounts
- 223
- Non-discretionary accounts
- 0
- Total accounts
- 223
- AUM per client
- $916K
Clients by type
ADV Item 5D| Client type | Clients | AUM |
|---|---|---|
| Charitable organizations | Fewer than 5 | $5.3M |
| High net worth individuals | 25 | $92.8M |
| Pension and profit sharing plans | Fewer than 5 | $342K |
| Individuals (other than high net worth individuals) | 102 | $21.5M |
Compensation & activities
ADV Items 5E, 5GCompensation
- Fixed fees
- Hourly charges
- Performance-based fees
- A percentage of assets under your management
Advisory activities
- Financial planning services
- Selection of other advisers
- Portfolio management for individuals and/or small businesses
Custody
ADV Item 9- Firm Custody Cash
- No
- Firm Custody Assets
- Yes
- Firm Custody Clients
- Yes
- Firm Custody Securities
- No
- Related Person Custody Cash
- Yes
- Related Person Custody Assets
- No
- Related Person Custody Clients
- No
- Related Person Custody Securities
- No
Disclosure events
ADV Item 11This firm answered no to every Item 11 disclosure question in this filing.
Filed changes
| Date | Field | From | To | Change |
|---|---|---|---|---|
| Apr 1, 2026 | AUM | $119,123,630 | $119,931,878 | increased by$808,248 |
| Apr 1, 2026 | Accounts | 309 | 223 | decreased by86 |
| May 1, 2025 vs Oct 1, 2022 | Employees | 5 | 2 | decreased by3 |
| May 1, 2025 vs Oct 1, 2022 | Clients | 96 | 131 | increased by35 |
| May 1, 2025 vs Oct 1, 2022 | AUM | $112,420,809 | $119,123,630 | increased by$6,702,821 |
| May 1, 2025 vs Oct 1, 2022 | Accounts | 368 | 309 | decreased by59 |
| Apr 1, 2022 | Employees | 6 | 5 | decreased by1 |
| Apr 1, 2022 | Clients | 114 | 96 | decreased by18 |
| Apr 1, 2022 | AUM | $106,332,399 | $112,420,809 | increased by$6,088,410 |
| Apr 1, 2022 | Accounts | 384 | 368 | decreased by16 |
| Jul 1, 2021 | Clients | 113 | 114 | increased by1 |
| Jul 1, 2021 | AUM | $148,531,889 | $106,332,399 | decreased by$42,199,490 |
| Jul 1, 2021 | Accounts | 383 | 384 | increased by1 |
| Apr 1, 2021 | Registration | — | APPROVED |
On Form 5500, an adviser usually appears as a plan service provider (Schedule C), not the plan sponsor.
See plans that list “OPTIMAL CAPITAL” as a service provider on 5500mcp →Matched by name only — Form ADV and Form 5500 share no identifier, and names are searched loosely (“OPTIMAL CAPITAL” may also match similarly-named firms). Confirm identity against each filing.
Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.