RF&L WEALTH MANAGEMENT, LLC

CRD 140210File 801-66710

APPROVED

Retail clients

Custody

Filing as of Aug 11, 2026

Feed vintage Aug 17, 2026

Regulatory AUM

$381.1M

Below cohort median (national)

Discretionary AUM

$352.4M

Non-discretionary $28.7M

Clients

143

463 accounts

Employees

Below cohort median in MA

Identity & registration

ADV Item 1

Organization form: Limited Liability Company
Firm type: Registered
SEC region: BRO
Registration date: May 17, 2006
Principal office: 525 MASSACHUSETTS AVENUE, SUITE 205, ACTON, MA, 01720
Phone: 978-263-3435
Website: HTTPS://WWW.LINKEDIN.COM/COMPANY/RF&L-WEALTH-MANAGEMENT

Assets & accounts

ADV Item 5F

Total regulatory AUM: $381.1M
Discretionary AUM: $352.4M
Non-discretionary AUM: $28.7M
Discretionary accounts: 444
Non-discretionary accounts: 19
Total accounts: 463
AUM per client: $2.7M

Clients by type

ADV Item 5D

Client type	Clients	AUM
Other	5	$9.1M
Charitable organizations	Fewer than 5	$6.0M
High net worth individuals	77	$341.2M
Pension and profit sharing plans	Fewer than 5	$901K
Individuals (other than high net worth individuals)	59	$23.9M

Compensation & activities

ADV Items 5E, 5G

Compensation

Fixed fees
Hourly charges
A percentage of assets under your management

Advisory activities

Financial planning services
Selection of other advisers
Portfolio management for businesses
Portfolio management for individuals and/or small businesses

Custody

ADV Item 9

Firm Custody Cash: Yes
Firm Custody Assets: Yes
Firm Custody Clients: Yes
Firm Custody Securities: Yes
Related Person Custody Cash: No
Related Person Custody Assets: No
Related Person Custody Clients: No
Related Person Custody Securities: No

Disclosure events

ADV Item 11

This firm answered no to every Item 11 disclosure question in this filing.

Filed changes

Date	Field	From	To
Aug 12, 2026	Registration	—	APPROVED

Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.