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RETIREMENT PLANNING SPECIALISTS, INC.
Legal name: S & P FINANCIAL, INC.
CRD 139358File 801-66205
APPROVED
Retail clients
Filing as of Mar 31, 2026
Feed vintage Oct 1, 2026
Regulatory AUM
$370.6M
Below cohort median (national)
Discretionary AUM
$370.6M
Clients
556
1,651 accounts
Employees
2
Above cohort median in OR
Identity & registration
ADV Item 1- Organization form
- Corporation
- Firm type
- Registered
- SEC region
- SFRO
- Registration date
- Feb 15, 2006
- Principal office
- 241 MAPLE STREET, SUITE 101, ASHLAND, OR, 97520
- Phone
- 541-482-0138
Assets & accounts
ADV Item 5F- Total regulatory AUM
- $370.6M
- Discretionary AUM
- $370.6M
- Non-discretionary AUM
- $0
- Discretionary accounts
- 1,651
- Non-discretionary accounts
- 0
- Total accounts
- 1,651
- AUM per client
- $667K
Clients by type
ADV Item 5D| Client type | Clients | AUM |
|---|---|---|
| Individuals (other than high net worth individuals) | 556 | $370.6M |
Compensation & activities
ADV Items 5E, 5GCompensation
- Hourly charges
- A percentage of assets under your management
Advisory activities
- Financial planning services
- Portfolio management for individuals and/or small businesses
Custody
ADV Item 9- Firm Custody Cash
- No
- Firm Custody Assets
- No
- Firm Custody Clients
- No
- Firm Custody Securities
- No
- Related Person Custody Cash
- No
- Related Person Custody Assets
- No
- Related Person Custody Clients
- No
- Related Person Custody Securities
- No
Disclosure events
ADV Item 11This firm answered no to every Item 11 disclosure question in this filing.
Filed changes
| Date | Field | From | To | Change |
|---|---|---|---|---|
| Apr 1, 2026 | Clients | 525 | 556 | increased by31 |
| Apr 1, 2026 | AUM | $323,601,005 | $370,590,050 | increased by$46,989,045 |
| Apr 1, 2026 | Accounts | 1,053 | 1,651 | increased by598 |
| May 1, 2025 vs Oct 1, 2022 | Clients | 405 | 525 | increased by120 |
| May 1, 2025 vs Oct 1, 2022 | AUM | $269,075,011 | $323,601,005 | increased by$54,525,994 |
| May 1, 2025 vs Oct 1, 2022 | Accounts | 818 | 1,053 | increased by235 |
| Aug 1, 2022 | Clients | 389 | 405 | increased by16 |
| Aug 1, 2022 | AUM | $231,496,637 | $269,075,011 | increased by$37,578,374 |
| Aug 1, 2022 | Accounts | 784 | 818 | increased by34 |
| Jun 1, 2021 | Clients | 332 | 389 | increased by57 |
| Jun 1, 2021 | AUM | $205,569,016 | $231,496,637 | increased by$25,927,621 |
| Jun 1, 2021 | Accounts | 932 | 784 | decreased by148 |
| Apr 1, 2021 | Registration | — | APPROVED |
On Form 5500, an adviser usually appears as a plan service provider (Schedule C), not the plan sponsor.
See plans that list “RETIREMENT PLANNING” as a service provider on 5500mcp →Matched by name only — Form ADV and Form 5500 share no identifier, and names are searched loosely (“RETIREMENT PLANNING” may also match similarly-named firms). Confirm identity against each filing.
Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.