INCOME & ASSET ADVISORY, INC.

CRD 124955File 801-69801

APPROVED

Retail clients

Filing as of Mar 30, 2026

Feed vintage Aug 17, 2026

Regulatory AUM

$174.8M

Bottom 25% of cohort (national)

Discretionary AUM

$137.8M

Non-discretionary $37.0M

Clients

287

541 accounts

Employees

Bottom 25% of cohort in NY

Identity & registration

ADV Item 1

Organization form: Corporation
Firm type: Registered
SEC region: NYRO
Registration date: Jan 2, 2009
Principal office: 80 BUSINESS PARK DRIVE, SUITE 108, ARMONK, NY, 10504
Phone: 914-273-6800
Website: HTTP://WWW.THEADVISORY.COM

Assets & accounts

ADV Item 5F

Total regulatory AUM: $174.8M
Discretionary AUM: $137.8M
Non-discretionary AUM: $37.0M
Discretionary accounts: 509
Non-discretionary accounts: 32
Total accounts: 541
AUM per client: $609K

Clients by type

ADV Item 5D

Client type	Clients	AUM
Other	Fewer than 5	$803K
High net worth individuals	53	$111.2M
Pension and profit sharing plans	Fewer than 5	$1.5M
Individuals (other than high net worth individuals)	226	$61.4M

Compensation & activities

ADV Items 5E, 5G

Compensation

Hourly charges
A percentage of assets under your management

Advisory activities

Other advisory activities
Portfolio management for other
Portfolio management for businesses
Portfolio management for individuals and/or small businesses

Custody

ADV Item 9

Firm Custody Cash: No
Firm Custody Assets: No
Firm Custody Clients: No
Firm Custody Securities: No
Related Person Custody Cash: No
Related Person Custody Assets: No
Related Person Custody Clients: No
Related Person Custody Securities: No

Disclosure events

ADV Item 11

This firm answered no to every Item 11 disclosure question in this filing.

Filed changes

Date	Field	From	To
Aug 12, 2026	Registration	—	APPROVED

Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.