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KARAGOSIAN FINANCIAL SERVICES, INC
CRD 124532File 801-121523
APPROVED
Retail clients
Filing as of Mar 9, 2026
Feed vintage Oct 1, 2026
Regulatory AUM
$26.8M
Bottom 25% of cohort (national)
Discretionary AUM
$25.8M
Non-discretionary $1000K
Clients
52
53 accounts
Employees
1
Bottom 25% of cohort in NY
Identity & registration
ADV Item 1- Organization form
- Corporation
- Firm type
- Registered
- SEC region
- NYRO
- Registration date
- Jul 1, 2021
- Principal office
- 1 BALTIC PLACE 201D, CROTON ON HUDSON, NY, 10520
- Phone
- 212-213-1898
- Website
- HTTP://WWW.TOINVEST.COM
Assets & accounts
ADV Item 5F- Total regulatory AUM
- $26.8M
- Discretionary AUM
- $25.8M
- Non-discretionary AUM
- $1000K
- Discretionary accounts
- 48
- Non-discretionary accounts
- 5
- Total accounts
- 53
- AUM per client
- $515K
Clients by type
ADV Item 5D| Client type | Clients | AUM |
|---|---|---|
| Charitable organizations | Fewer than 5 | $10K |
| High net worth individuals | 12 | $17.5M |
| Individuals (other than high net worth individuals) | 40 | $9.3M |
Compensation & activities
ADV Items 5E, 5GCompensation
- A percentage of assets under your management
Advisory activities
- Portfolio management for individuals and/or small businesses
Custody
ADV Item 9- Firm Custody Cash
- No
- Firm Custody Assets
- No
- Firm Custody Clients
- No
- Firm Custody Securities
- No
- Related Person Custody Cash
- No
- Related Person Custody Assets
- No
- Related Person Custody Clients
- No
- Related Person Custody Securities
- No
Disclosure events
ADV Item 11This firm answered no to every Item 11 disclosure question in this filing.
Filed changes
| Date | Field | From | To | Change |
|---|---|---|---|---|
| Apr 1, 2026 | Employees | 2 | 1 | decreased by1 |
| Apr 1, 2026 | AUM | $26,734,711 | $26,789,020 | increased by$54,309 |
| Apr 1, 2026 | Accounts | 55 | 53 | decreased by2 |
| May 1, 2025 vs Oct 1, 2022 | Clients | 60 | 52 | decreased by8 |
| May 1, 2025 vs Oct 1, 2022 | AUM | $31,613,435 | $26,734,711 | decreased by$4,878,724 |
| May 1, 2025 vs Oct 1, 2022 | Accounts | 60 | 55 | decreased by5 |
| Apr 1, 2022 | Clients | 50 | 60 | increased by10 |
| Apr 1, 2022 | AUM | $26,549,676 | $31,613,435 | increased by$5,063,759 |
| Apr 1, 2022 | Accounts | 51 | 60 | increased by9 |
| Aug 1, 2021 | Registration | — | APPROVED |
On Form 5500, an adviser usually appears as a plan service provider (Schedule C), not the plan sponsor.
See plans that list “KARAGOSIAN FINANCIAL” as a service provider on 5500mcp →Matched by name only — Form ADV and Form 5500 share no identifier, and names are searched loosely (“KARAGOSIAN FINANCIAL” may also match similarly-named firms). Confirm identity against each filing.
Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.