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CUMBERLAND ADVISORS
Legal name: CUMBERLAND ADVISORS, LLC
CRD 107964File 801-55344
APPROVED
Retail clients
Filing as of Feb 2, 2026
Feed vintage Oct 1, 2026
Regulatory AUM
$3.22B
Top 25% of cohort (national)
Discretionary AUM
$3.21B
Non-discretionary $8.8M
Clients
1,130
2,349 accounts
Employees
36
Top 25% of cohort in FL
Identity & registration
ADV Item 1- Organization form
- Limited Liability Company
- Firm type
- Registered
- SEC region
- MIRO
- Registration date
- Feb 27, 1998
- Principal office
- 1 SOUTH SCHOOL AVENUE, SUITE 900, SARASOTA, FL, 34237
- Phone
- 800-257-7013
- Website
- HTTP://WWW.CUMBER.COM
Assets & accounts
ADV Item 5F- Total regulatory AUM
- $3.22B
- Discretionary AUM
- $3.21B
- Non-discretionary AUM
- $8.8M
- Discretionary accounts
- 2,336
- Non-discretionary accounts
- 13
- Total accounts
- 2,349
- AUM per client
- $2.8M
Clients by type
ADV Item 5D| Client type | Clients | AUM |
|---|---|---|
| Other | 13 | $141.1M |
| Insurance companies | Fewer than 5 | $4.1M |
| Charitable organizations | 11 | $65.4M |
| High net worth individuals | 206 | $718.0M |
| Pooled investment vehicles | 1 | $2.7M |
| Pension and profit sharing plans | 8 | $50.1M |
| State or municipal government entities | 5 | $65.6M |
| Individuals (other than high net worth individuals) | 885 | $992.6M |
Compensation & activities
ADV Items 5E, 5GCompensation
- Other
- Fixed fees
- Other (described) — MODEL DELIVERY FEES
- A percentage of assets under your management
Advisory activities
- Educational seminars
- Other advisory activities
- Financial planning services
- Portfolio management for other
- Portfolio management for businesses
- Portfolio management for individuals and/or small businesses
Custody
ADV Item 9- Firm Custody Cash
- No
- Firm Custody Assets
- No
- Firm Custody Clients
- No
- Firm Custody Securities
- No
- Related Person Custody Cash
- No
- Related Person Custody Assets
- No
- Related Person Custody Clients
- No
- Related Person Custody Securities
- No
Disclosure events
ADV Item 11This firm answered no to every Item 11 disclosure question in this filing.
Filed changes
| Date | Field | From | To | Change |
|---|---|---|---|---|
| Aug 17, 2026 | Clients | 1,236 | 1,130 | decreased by106 |
| Feb 1, 2026 | Employees | 44 | 36 | decreased by8 |
| Feb 1, 2026 | Clients | 2,064 | 1,236 | decreased by828 |
| Feb 1, 2026 | AUM | $3,348,228,828 | $3,217,125,317 | decreased by$131,103,511 |
| Feb 1, 2026 | Accounts | 2,550 | 2,349 | decreased by201 |
| May 1, 2025 vs Oct 1, 2022 | Employees | 45 | 44 | decreased by1 |
| May 1, 2025 vs Oct 1, 2022 | Clients | 2,513 | 2,064 | decreased by449 |
| May 1, 2025 vs Oct 1, 2022 | AUM | $4,083,396,277 | $3,348,228,828 | decreased by$735,167,449 |
| May 1, 2025 vs Oct 1, 2022 | Accounts | 3,007 | 2,550 | decreased by457 |
| Apr 1, 2022 | Employees | 41 | 45 | increased by4 |
| Apr 1, 2022 | Clients | 2,853 | 2,513 | decreased by340 |
| Apr 1, 2022 | AUM | $3,955,084,190 | $4,083,396,277 | increased by$128,312,087 |
| Apr 1, 2022 | Accounts | 2,856 | 3,007 | increased by151 |
| Apr 1, 2021 | Registration | — | APPROVED |
On Form 5500, an adviser usually appears as a plan service provider (Schedule C), not the plan sponsor.
See plans that list “CUMBERLAND ADVISORS” as a service provider on 5500mcp →Matched by name only — Form ADV and Form 5500 share no identifier, and names are searched loosely (“CUMBERLAND ADVISORS” may also match similarly-named firms). Confirm identity against each filing.
Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.