RUGGAARD & ASSOCIATES

Legal name: RUGGAARD & ASSOCIATES, LLC

CRD 107489File 801-43618

APPROVED

Retail clients

Custody

Filing as of Mar 30, 2026

Feed vintage Aug 17, 2026

Regulatory AUM

$368.6M

Below cohort median (national)

Discretionary AUM

$349.8M

Non-discretionary $18.8M

Clients

314

998 accounts

Employees

Below cohort median in OH

Identity & registration

ADV Item 1

Organization form: Limited Liability Company
Firm type: Registered
SEC region: CHRO
Registration date: Mar 31, 1993
Principal office: 110 W STREETSBORO ST., SUITE 1A, HUDSON, OH, 44236
Phone: (330) 487-5888
Website: https://www.linkedin.com/company/ruggaardfinancialplanners/

Assets & accounts

ADV Item 5F

Total regulatory AUM: $368.6M
Discretionary AUM: $349.8M
Non-discretionary AUM: $18.8M
Discretionary accounts: 968
Non-discretionary accounts: 30
Total accounts: 998
AUM per client: $1.2M

Clients by type

ADV Item 5D

Client type	Clients	AUM
Other	Fewer than 5	$9.7M
Charitable organizations	Fewer than 5	$2.0M
High net worth individuals	105	$68.8M
Individuals (other than high net worth individuals)	209	$285.9M

Compensation & activities

ADV Items 5E, 5G

Compensation

Performance-based fees
A percentage of assets under your management

Advisory activities

Other advisory activities
Financial planning services
Portfolio management for individuals and/or small businesses

Custody

ADV Item 9

Firm Custody Cash: Yes
Firm Custody Assets: No
Firm Custody Clients: No
Firm Custody Securities: No
Related Person Custody Cash: No
Related Person Custody Assets: No
Related Person Custody Clients: No
Related Person Custody Securities: No

Disclosure events

ADV Item 11

This firm answered no to every Item 11 disclosure question in this filing.

Filed changes

Date	Field	From	To
Aug 12, 2026	Registration	—	APPROVED

Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.