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SPECTRUM FINANCIAL INC
CRD 105618File 801-33311
APPROVED
Retail clients
Filing as of Mar 19, 2026
Feed vintage Oct 1, 2026
Regulatory AUM
$236.5M
Below cohort median (national)
Discretionary AUM
$236.5M
Clients
231
454 accounts
Employees
9
Below cohort median in VA
Identity & registration
ADV Item 1- Organization form
- Corporation
- Firm type
- Registered
- SEC region
- PLRO
- Registration date
- Dec 30, 1988
- Principal office
- 272 BENDIX ROAD, STE 600, VIRGINIA BEACH, VA, 23452
- Phone
- 757-463-7600
- Website
- HTTPS://INVESTSPECTRUM.COM
Assets & accounts
ADV Item 5F- Total regulatory AUM
- $236.5M
- Discretionary AUM
- $236.5M
- Non-discretionary AUM
- $0
- Discretionary accounts
- 454
- Non-discretionary accounts
- 0
- Total accounts
- 454
- AUM per client
- $1.0M
Clients by type
ADV Item 5D| Client type | Clients | AUM |
|---|---|---|
| Other | Fewer than 5 | $4.9M |
| Investment companies | 3 | $192.5M |
| Charitable organizations | 9 | $2.7M |
| Pension and profit sharing plans | Fewer than 5 | $1.9M |
| Individuals (other than high net worth individuals) | 213 | $34.4M |
Compensation & activities
ADV Items 5E, 5GCompensation
- Other
- Other (described) — SERVICE FEE/SUB ADVISORY FEE
- A percentage of assets under your management
Advisory activities
- Other advisory activities
- Portfolio management for investment companies
- Portfolio management for individuals and/or small businesses
Custody
ADV Item 9- Firm Custody Cash
- No
- Firm Custody Assets
- No
- Firm Custody Clients
- No
- Firm Custody Securities
- No
- Related Person Custody Cash
- No
- Related Person Custody Assets
- No
- Related Person Custody Clients
- No
- Related Person Custody Securities
- No
Disclosure events
ADV Item 11This firm answered no to every Item 11 disclosure question in this filing.
Filed changes
| Date | Field | From | To | Change |
|---|---|---|---|---|
| Aug 17, 2026 | Clients | 234 | 231 | decreased by3 |
| Apr 1, 2026 | Clients | 244 | 234 | decreased by10 |
| Apr 1, 2026 | AUM | $266,263,591 | $236,484,223 | decreased by$29,779,368 |
| Apr 1, 2026 | Accounts | 245 | 454 | increased by209 |
| May 1, 2025 vs Oct 1, 2022 | Employees | 6 | 9 | increased by3 |
| May 1, 2025 vs Oct 1, 2022 | Clients | 254 | 244 | decreased by10 |
| May 1, 2025 vs Oct 1, 2022 | AUM | $402,578,754 | $266,263,591 | decreased by$136,315,163 |
| May 1, 2025 vs Oct 1, 2022 | Accounts | 257 | 245 | decreased by12 |
| Apr 1, 2022 | Employees | 5 | 6 | increased by1 |
| Apr 1, 2022 | Clients | 239 | 254 | increased by15 |
| Apr 1, 2022 | AUM | $415,802,352 | $402,578,754 | decreased by$13,223,598 |
| Apr 1, 2022 | Accounts | 429 | 257 | decreased by172 |
| Apr 1, 2021 | Registration | — | APPROVED |
On Form 5500, an adviser usually appears as a plan service provider (Schedule C), not the plan sponsor.
See plans that list “SPECTRUM FINANCIAL” as a service provider on 5500mcp →Matched by name only — Form ADV and Form 5500 share no identifier, and names are searched loosely (“SPECTRUM FINANCIAL” may also match similarly-named firms). Confirm identity against each filing.
Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.