CPS INVESTMENT ADVISORS

Legal name: CHAS. P. SMITH & ASSOCIATES, PA, CPA'S

CRD 104914File 801-35294

APPROVED

Retail clients

Custody

Filing as of Mar 27, 2026

Feed vintage Oct 1, 2026

Regulatory AUM

$2.89B

Top 25% of cohort (national)

Discretionary AUM

$2.88B

Non-discretionary $5.9M

Clients

3,377

7,364 accounts

Employees

Top 25% of cohort in FL

Identity & registration

ADV Item 1

Organization form: Corporation
Firm type: Registered
SEC region: MIRO
Registration date: Oct 6, 1989
Principal office: 205 EAST ORANGE STREET #310, LAKELAND, FL, 33801-4611
Phone: 863-688-1725
Website: HTTP://WWW.CPSINVEST.COM

Assets & accounts

ADV Item 5F

Total regulatory AUM: $2.89B
Discretionary AUM: $2.88B
Non-discretionary AUM: $5.9M
Discretionary accounts: 7,360
Non-discretionary accounts: 4
Total accounts: 7,364
AUM per client: $855K

Clients by type

ADV Item 5D

Client type	Clients	AUM
Other	31	$80.1M
Charitable organizations	19	$65.6M
High net worth individuals	647	$1.69B
Pension and profit sharing plans	220	$366.8M
Individuals (other than high net worth individuals)	2,460	$688.1M

Compensation & activities

ADV Items 5E, 5G

Compensation

Fixed fees
A percentage of assets under your management

Advisory activities

Other
Financial planning services
Portfolio management for individuals and/or small businesses

Custody

ADV Item 9

Firm Custody Cash: Yes
Firm Custody Assets: No
Firm Custody Clients: No
Firm Custody Securities: Yes
Related Person Custody Cash: No
Related Person Custody Assets: No
Related Person Custody Clients: Yes
Related Person Custody Securities: No

Disclosure events

ADV Item 11

This firm answered no to every Item 11 disclosure question in this filing.

Filed changes

Date	Field	From	To	Change
Apr 1, 2026	Clients	3,276	3,377	increased by101
Apr 1, 2026	AUM	$2,656,293,459	$2,888,320,155	increased by$232,026,696
Apr 1, 2026	Accounts	7,030	7,364	increased by334
May 1, 2025 vs Oct 1, 2022	Employees	16	60	increased by44
May 1, 2025 vs Oct 1, 2022	Disclosures	Yes	No
May 1, 2025 vs Oct 1, 2022	Clients	6,850	3,276	decreased by3,574
May 1, 2025 vs Oct 1, 2022	AUM	$2,172,883,502	$2,656,293,459	increased by$483,409,957
May 1, 2025 vs Oct 1, 2022	Accounts	6,850	7,030	increased by180
Apr 1, 2022	Employees	15	16	increased by1
Apr 1, 2022	Clients	6,332	6,850	increased by518
Apr 1, 2022	AUM	$2,050,951,723	$2,172,883,502	increased by$121,931,779
Apr 1, 2022	Accounts	6,332	6,850	increased by518
Oct 1, 2021	Employees	14	15	increased by1
Oct 1, 2021	Clients	5,952	6,332	increased by380
Oct 1, 2021	AUM	$1,702,429,209	$2,050,951,723	increased by$348,522,514

On Form 5500, an adviser usually appears as a plan service provider (Schedule C), not the plan sponsor.

See plans that list “CPS INVESTMENT” as a service provider on 5500mcp →

Matched by name only — Form ADV and Form 5500 share no identifier, and names are searched loosely (“CPS INVESTMENT” may also match similarly-named firms). Confirm identity against each filing.

Every value above is reproduced from this firm's Form ADV filing. Fields the firm left blank are shown as “Not reported” rather than filled in from other sources.